Sr Credit Analyst Bilingual
Overview:
There are 2 openings for this role.
Why GM Financial?
Do you like being busy and have a stellar attention to detail? Do you have a passion for the auto finance industry? If so, start a career with the GM Financial Credit Center. We underwrite consumer and commercial lease transactions, and auto finance applications from the 450+ General Motors dealerships in Canada.
In addition to underwriting applications, we work with auto dealers to find solutions to help General Motors sell more cars and trucks. We are committed to excellence, quality, and teamwork. Every day is an adventure, and the Credit Center is always ready to tackle new roads ahead so join us to kick it into overdrive, earning customers for life!Come join the excitement and learn something new!!!
Responsibilities:
About the role:
You will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers (Consumer & Commercial). The analyst will have daily contact with other departments within the corporation, as well as automotive dealers and other finance sources.
In this role you will:
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Establish dealer relationships by building rapport through phone contact
- Negotiate terms and conditions of credit decisions with dealers within established approval/exception guidelines
- Promote and provide a high standard of service to dealers and other areas within the company/adhering to service standard guidelines
- Contribute to operational improvements to streamline procedures/processes and enhance service.
Qualifications:
What makes you a dream candidate?- Possess strong analytical and problem-solving skills
- Be an innovative thinker with strong ability for strategic vision
- Be able to analyze credit data to determine the degree of risk involved in extending credit
- Achieve required credit quality and productivity by ensuring all queues are worked to acceptable service levels
- Have a knowledge of consumer finance and banking environment
- Have an ability to work under pressure and make decisions in a fast-paced environment
- Have excellent negotiation skills
- Have a strong work ethic
- Ensure credit center office cooperation with other departments to maximize efficiency within the company
- Possess customer relations skills
Experience:
- High School Diploma or equivalent required.
- Minimum education of a College or University business diploma or equivalent experience.
- Minimum of 2 years automotive direct lending experience is required.
- Written and oral English is a must, bilingual French is required.
What We Offer:
- Excellent Health, Vision and Dental Benefits
- Company Match program for RRSP contributions
- Generous Paid Time Off (personal, vacation, sick, paid holidays)
- Casual Dress Code
- Dynamic relationships between teams and leadership
- Quarterly Volunteer Opportunities
- Hybrid work schedule offered; ability to work a portion of your week from home
#LI-Hybrid #LI-AV1