Virtual Life Advisor
Aviso:
At Aviso, we are dedicated to improving the financial well-being of Canadians. As a leading wealth management organization, we are committed to leadership, innovation, partnership, responsibility, and community. Working with talented and energetic professionals who exemplify our values every day, you will quickly notice that our people and dynamic ‘oneaviso’ culture sets us apart.If you are looking for interesting and challenging work, at a company committed to its people, find out more about what Aviso has to offer at www.aviso.ca.
The Opportunity:
We’re looking for a Virtual Life Advisor to join our Insurance team.
Reporting to the SVP, Insurance and Advanced Planning, the Virtual Life Advisor is responsible for client consultation for the sale of insurance products. The Virtual Life Advisor will work with partners in the program to help identify clients who may be suitable for engagement, and risk management planning.If the client wants to take action, then the Virtual Life Advisor will do the application, ensure underwriting requirements are met, and then place the insurance with the client after issued. All of the activities of the Virtual Life Advisor will be conducted in a virtual environment, and the Virtual Life Advisor must be very comfortable with technology and operating in a non face to face environment.
Who you are:
- Service – You consider both internal and external stakeholders and demonstrate intent of understanding and putting the clients’ needs first. You advocate service excellence and work to deliver solutions that meet the needs. You proactively develop strategic partnerships that allow Aviso Wealth to become a trusted advisor and partner
- Execution – You are committed to achieving your goals and to succeed. This includes focusing on “getting things done”, as well as recognizing and taking advantage of opportunities as they arise. You are consistently looking for ways to improve your personal best and see value in continuous improvement. You take accountability for your actions and learn from mistakes
- Collaboration – You work collaboratively with others with the common goal of driving positive results. Making meaningful contributions to your team to achieve organizational goals is a priority. You proactively encourage collaboration, build trust and inclusion, and work to establish effective relationships both inside and outside of the organization
What your day looks like:
- Recognize prospecting opportunities for new clients with partner advisors with clients
- Communicate with clients directly through phone calls, emails and video conferences to conduct a needs analysis and make proposals
- Ensure application to life insurance carriers is fulsome and complete, and monitors progress before policy is issued
- Meet all regulatory requirements in day-to-day activities ensuring compliance through the insurance agency in each province where licensed
- Rigorous standards of service with all stakeholders
- Keeping track of referrals from partner staff, and progress of the file for reporting purposes
- Maintain strong client relationships through regular contact and providing timely, value-added information, advice and recommendations by meeting their insurance needs and troubleshooting any issues that may arise
- Uses financial planning tools and data to develop plans and recommendations to meet the clients’ investing/financial planning goals and collaborates with other specialists to ensure clients/members are receiving comprehensive financial planning
- Meets all regulatory requirements in day-to-day activities ensuring compliance with all FW audit/risk management policies and procedures, including applicable external agency/vendor/government regulatory requirements and standards
- Maintains expert level knowledge of estate planning, power of attorney, wills, family trusts, insurance, and tax, to discuss with clients and engage or refer them to the appropriate specialists
- Maintains in-depth knowledge of all relevant issues of compliance and the relevant policies and procedures of regulatory and government agencies and participates in branch audits as required
Requirements
Your experience and skills:
- Minimum Bachelor’s degree in Finance or Economics
- Life Insurance and Accident & Sickness Insurance licenses
- 3-5 years of experience in the financial services industry selling life insurance, living benefits and other insurance products
- Meet and exceeded sales and service goals
- Certified Financial Planner License is an asset
- Technology comfortable
- Strong customer service focus and positive attitude
- Ability to communicate in a virtual environment by telephone and video
- Exceptional interpersonal and relationship skills to build trust with clients and colleagues
- Excellent written communication skills
- Able to operate independently
- Strong organizational, multitasking and time management skills
- Proficient with planning tools, calculators and advanced experience with the MS Office Suite, including Outlook, Excel and Word
- Ability to work with highly confidential and sensitive information with integrity
- Fluent communication skills in English are required and bilingual skills in French are an asset
Benefits
Why Aviso Wealth?
At Aviso Wealth, you will find a dynamic and inclusive culture that rewards innovation and celebrates success.
Here are a few things that set us apart:
- Competitive compensation package that rewards and recognizes individual contributions
- Excellent health, dental and insurance benefits to meet the diverse needs of our employees
- Generous vacation time, fitness benefit, parental leave top-up options
- Matching contributions to our retirement program
- Commitment to the continuous improvement of our staff through learning & development and an education assistance program
- Regular social events to foster teamwork
Equal Employment Opportunity
Aviso Wealth welcomes and encourages applications from all qualified individuals including persons with disabilities. If you require an accommodation, we will work with you to meet your needs in all stages of the hiring process.
We thank all applicants for their interest, however, only those selected for further consideration will be contacted.
No recruiters or agencies, please.
Company Overview:
Aviso is a leading wealth management and investment services provider for the Canadian financial industry, with over $130 billion in total assets under administration and management, and over 1,000 employees. We’re building a comprehensive, technology-enabled, client-centric wealth services ecosystem.Our clients include our partners, advisors, and investors. We’re a trusted partner for nearly all credit unions across Canada, in addition to a wide range of portfolio managers, investment dealers, insurance and trust companies, and introducing brokers.
Our partners depend on Aviso for specific solutions that give them a competitive edge in a rapidly evolving, highly competitive industry. Our investment dealer and mutual fund dealer and our insurance services support thousands of investment advisors.
Our asset manager, NEI Investments, specializes in investing responsibly. Our online brokerage, Qtrade Direct Investing®, empowers self-directed investors, and our fully automated investing service, Qtrade Guided Portfolios®, serves investors who prefer a hands-off approach.
Aviso Correspondent Partners provides custodial and carrying broker services to a wide range of firms. We have offices in Toronto, Vancouver, Montreal, and Winnipeg. Aviso is backed by the collective strength of our owners: the credit union Centrals, Co-operators/CUMIS, and Desjardins.
We’re proud to power businesses that empower investors.
A career with Aviso means being part of a group of talented, energetic professionals who live their values every day, and belonging to an organization dedicated to your success and career development. If you’re looking for interesting and challenging work, at a company committed to its people, apply to join our team.
Salary
This position is posted with an expected salary range of $77,000 - $95,000 CAD annually. Individual compensation packages are based on various factors unique to each candidate and the requirements of the position.